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How to use
Basic usage

Calculate the growth of an investment with compound interest. Enter the initial capital, the annual return, the investment years and the optional monthly contribution.

How it is calculated

Compound interest reinvests the earned interest following the formula A = P(1 + r/n)^(nt), so earnings in turn generate new earnings.

Month-by-month detail

Expand each year in the table to see the month-by-month detail of the balance, contributions and interest.

Compound interestCapital + contributions + compound interest
Compound interestCalculate investment growth with periodic contributions
Initial investment
Expected annual return rate
Investment duration
Additional amount each month
Total accumulated92,783.93€
Total invested34,000.00€
Generated interest58,783.93€
YearOpening balanceContributionsInterestClosing balance
110,000.00€1,200.00€769.39€11,969.39€
211,969.39€1,200.00€911.76€14,081.14€
314,081.14€1,200.00€1,064.41€16,345.56€
416,345.56€1,200.00€1,228.11€18,773.67€
518,773.67€1,200.00€1,403.64€21,377.31€
621,377.31€1,200.00€1,591.85€24,169.16€
724,169.16€1,200.00€1,793.68€27,162.84€
827,162.84€1,200.00€2,010.09€30,372.93€
930,372.93€1,200.00€2,242.15€33,815.08€
1033,815.08€1,200.00€2,490.98€37,506.06€
1137,506.06€1,200.00€2,757.80€41,463.86€
1241,463.86€1,200.00€3,043.91€45,707.78€
1345,707.78€1,200.00€3,350.71€50,258.48€
1450,258.48€1,200.00€3,679.68€55,138.16€
1555,138.16€1,200.00€4,032.43€60,370.59€
1660,370.59€1,200.00€4,410.68€65,981.27€
1765,981.27€1,200.00€4,816.28€71,997.55€
1871,997.55€1,200.00€5,251.20€78,448.75€
1978,448.75€1,200.00€5,717.55€85,366.30€
2085,366.30€1,200.00€6,217.62€92,783.93€