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How to use
Basic use

Calculates the monthly payment of a mortgage or loan from the principal, the annual interest rate and the term in years. All three fields recalculate automatically as you type.

French amortization

Uses the French amortization system with a fixed payment: in the early years most of the payment is interest and at the end it is principal.

Table and chart

Check the table and chart to see the month-by-month evolution: payment, principal repaid, interest paid and remaining balance.

Mortgage / loanMonthly payment and French amortization schedule
Mortgage calculatorFrench amortization with fixed monthly payment
Loan amount
Nominal annual rate
Loan duration (max. 50)
Monthly payment750.94€
Principal150,000.00€
Total paid225,280.61€
Total interest75,280.61€
MonthPaymentPrincipalInterestRemaining balance1750.94€313.44€437.50€149,686.56€2750.94€314.35€436.59€149,372.22€3750.94€315.27€435.67€149,056.95€4750.94€316.19€434.75€148,740.76€5750.94€317.11€433.83€148,423.65€6750.94€318.03€432.90€148,105.62€7750.94€318.96€431.97€147,786.66€8750.94€319.89€431.04€147,466.77€9750.94€320.82€430.11€147,145.95€10750.94€321.76€429.18€146,824.19€11750.94€322.70€428.24€146,501.49€12750.94€323.64€427.30€146,177.85€13750.94€324.58€426.35€145,853.27€14750.94€325.53€425.41€145,527.74€15750.94€326.48€424.46€145,201.26€16750.94€327.43€423.50€144,873.82€17750.94€328.39€422.55€144,545.44€18750.94€329.34€421.59€144,216.09€19750.94€330.31€420.63€143,885.79€20750.94€331.27€419.67€143,554.52€21750.94€332.23€418.70€143,222.29€22750.94€333.20€417.73€142,889.08€23750.94€334.18€416.76€142,554.91€24750.94€335.15€415.79€142,219.76€25750.94€336.13€414.81€141,883.63€26750.94€337.11€413.83€141,546.52€27750.94€338.09€412.84€141,208.43€28750.94€339.08€411.86€140,869.35€29750.94€340.07€410.87€140,529.28€30750.94€341.06€409.88€140,188.23€31750.94€342.05€408.88€139,846.17€32750.94€343.05€407.88€139,503.12€33750.94€344.05€406.88€139,159.07€34750.94€345.05€405.88€138,814.02€35750.94€346.06€404.87€138,467.96€36750.94€347.07€403.86€138,120.89€37750.94€348.08€402.85€137,772.80€38750.94€349.10€401.84€137,423.70€39750.94€350.12€400.82€137,073.59€40750.94€351.14€399.80€136,722.45€41750.94€352.16€398.77€136,370.29€42750.94€353.19€397.75€136,017.10€43750.94€354.22€396.72€135,662.88€44750.94€355.25€395.68€135,307.63€45750.94€356.29€394.65€134,951.34€46750.94€357.33€393.61€134,594.01€47750.94€358.37€392.57€134,235.64€48750.94€359.41€391.52€133,876.23€49750.94€360.46€390.47€133,515.77€50750.94€361.51€389.42€133,154.25€51750.94€362.57€388.37€132,791.68€52750.94€363.63€387.31€132,428.06€53750.94€364.69€386.25€132,063.37€54750.94€365.75€385.18€131,697.62€55750.94€366.82€384.12€131,330.80€56750.94€367.89€383.05€130,962.92€57750.94€368.96€381.98€130,593.96€58750.94€370.04€380.90€130,223.92€59750.94€371.12€379.82€129,852.80€60750.94€372.20€378.74€129,480.61€61750.94€373.28€377.65€129,107.32€62750.94€374.37€376.56€128,732.95€63750.94€375.46€375.47€128,357.49€64750.94€376.56€374.38€127,980.93€65750.94€377.66€373.28€127,603.27€66750.94€378.76€372.18€127,224.51€67750.94€379.86€371.07€126,844.65€68750.94€380.97€369.96€126,463.67€69750.94€382.08€368.85€126,081.59€70750.94€383.20€367.74€125,698.39€71750.94€384.32€366.62€125,314.08€72750.94€385.44€365.50€124,928.64€73750.94€386.56€364.38€124,542.08€74750.94€387.69€363.25€124,154.39€75750.94€388.82€362.12€123,765.58€76750.94€389.95€360.98€123,375.62€77750.94€391.09€359.85€122,984.53€78750.94€392.23€358.70€122,592.30€79750.94€393.37€357.56€122,198.93€80750.94€394.52€356.41€121,804.41€81750.94€395.67€355.26€121,408.73€82750.94€396.83€354.11€121,011.91€83750.94€397.98€352.95€120,613.92€84750.94€399.14€351.79€120,214.78€85750.94€400.31€350.63€119,814.47€86750.94€401.48€349.46€119,412.99€87750.94€402.65€348.29€119,010.35€88750.94€403.82€347.11€118,606.52€89750.94€405.00€345.94€118,201.53€90750.94€406.18€344.75€117,795.34€91750.94€407.37€343.57€117,387.98€92750.94€408.55€342.38€116,979.42€93750.94€409.75€341.19€116,569.68€94750.94€410.94€339.99€116,158.74€95750.94€412.14€338.80€115,746.60€96750.94€413.34€337.59€115,333.26€97750.94€414.55€336.39€114,918.71€98750.94€415.76€335.18€114,502.96€99750.94€416.97€333.97€114,085.99€100750.94€418.18€332.75€113,667.80€101750.94€419.40€331.53€113,248.40€102750.94€420.63€330.31€112,827.77€103750.94€421.85€329.08€112,405.92€104750.94€423.08€327.85€111,982.83€105750.94€424.32€326.62€111,558.51€106750.94€425.56€325.38€111,132.96€107750.94€426.80€324.14€110,706.16€108750.94€428.04€322.89€110,278.12€109750.94€429.29€321.64€109,848.83€110750.94€430.54€320.39€109,418.28€111750.94€431.80€319.14€108,986.48€112750.94€433.06€317.88€108,553.43€113750.94€434.32€316.61€108,119.11€114750.94€435.59€315.35€107,683.52€115750.94€436.86€314.08€107,246.66€116750.94€438.13€312.80€106,808.53€117750.94€439.41€311.52€106,369.12€118750.94€440.69€310.24€105,928.42€119750.94€441.98€308.96€105,486.45€120750.94€443.27€307.67€105,043.18€121750.94€444.56€306.38€104,598.62€122750.94€445.86€305.08€104,152.76€123750.94€447.16€303.78€103,705.61€124750.94€448.46€302.47€103,257.15€125750.94€449.77€301.17€102,807.38€126750.94€451.08€299.85€102,356.30€127750.94€452.40€298.54€101,903.90€128750.94€453.72€297.22€101,450.19€129750.94€455.04€295.90€100,995.15€130750.94€456.37€294.57€100,538.78€131750.94€457.70€293.24€100,081.08€132750.94€459.03€291.90€99,622.05€133750.94€460.37€290.56€99,161.68€134750.94€461.71€289.22€98,699.97€135750.94€463.06€287.87€98,236.91€136750.94€464.41€286.52€97,772.50€137750.94€465.77€285.17€97,306.73€138750.94€467.12€283.81€96,839.61€139750.94€468.49€282.45€96,371.12€140750.94€469.85€281.08€95,901.27€141750.94€471.22€279.71€95,430.04€142750.94€472.60€278.34€94,957.45€143750.94€473.98€276.96€94,483.47€144750.94€475.36€275.58€94,008.11€145750.94€476.75€274.19€93,531.37€146750.94€478.14€272.80€93,053.23€147750.94€479.53€271.41€92,573.70€148750.94€480.93€270.01€92,092.77€149750.94€482.33€268.60€91,610.44€150750.94€483.74€267.20€91,126.70€151750.94€485.15€265.79€90,641.55€152750.94€486.56€264.37€90,154.99€153750.94€487.98€262.95€89,667.01€154750.94€489.41€261.53€89,177.60€155750.94€490.83€260.10€88,686.76€156750.94€492.27€258.67€88,194.50€157750.94€493.70€257.23€87,700.80€158750.94€495.14€255.79€87,205.66€159750.94€496.59€254.35€86,709.07€160750.94€498.03€252.90€86,211.04€161750.94€499.49€251.45€85,711.55€162750.94€500.94€249.99€85,210.61€163750.94€502.40€248.53€84,708.20€164750.94€503.87€247.07€84,204.33€165750.94€505.34€245.60€83,698.99€166750.94€506.81€244.12€83,192.18€167750.94€508.29€242.64€82,683.89€168750.94€509.77€241.16€82,174.11€169750.94€511.26€239.67€81,662.85€170750.94€512.75€238.18€81,150.10€171750.94€514.25€236.69€80,635.85€172750.94€515.75€235.19€80,120.11€173750.94€517.25€233.68€79,602.85€174750.94€518.76€232.17€79,084.09€175750.94€520.27€230.66€78,563.82€176750.94€521.79€229.14€78,042.03€177750.94€523.31€227.62€77,518.72€178750.94€524.84€226.10€76,993.88€179750.94€526.37€224.57€76,467.51€180750.94€527.91€223.03€75,939.60€181750.94€529.44€221.49€75,410.16€182750.94€530.99€219.95€74,879.17€183750.94€532.54€218.40€74,346.63€184750.94€534.09€216.84€73,812.54€185750.94€535.65€215.29€73,276.89€186750.94€537.21€213.72€72,739.68€187750.94€538.78€212.16€72,200.90€188750.94€540.35€210.59€71,660.55€189750.94€541.93€209.01€71,118.63€190750.94€543.51€207.43€70,575.12€191750.94€545.09€205.84€70,030.03€192750.94€546.68€204.25€69,483.35€193750.94€548.28€202.66€68,935.07€194750.94€549.87€201.06€68,385.20€195750.94€551.48€199.46€67,833.72€196750.94€553.09€197.85€67,280.63€197750.94€554.70€196.24€66,725.93€198750.94€556.32€194.62€66,169.62€199750.94€557.94€192.99€65,611.67€200750.94€559.57€191.37€65,052.11€201750.94€561.20€189.74€64,490.91€202750.94€562.84€188.10€63,928.07€203750.94€564.48€186.46€63,363.59€204750.94€566.12€184.81€62,797.47€205750.94€567.78€183.16€62,229.69€206750.94€569.43€181.50€61,660.26€207750.94€571.09€179.84€61,089.17€208750.94€572.76€178.18€60,516.41€209750.94€574.43€176.51€59,941.98€210750.94€576.10€174.83€59,365.87€211750.94€577.78€173.15€58,788.09€212750.94€579.47€171.47€58,208.62€213750.94€581.16€169.78€57,627.46€214750.94€582.86€168.08€57,044.60€215750.94€584.56€166.38€56,460.05€216750.94€586.26€164.68€55,873.79€217750.94€587.97€162.97€55,285.82€218750.94€589.69€161.25€54,696.13€219750.94€591.40€159.53€54,104.73€220750.94€593.13€157.81€53,511.60€221750.94€594.86€156.08€52,916.74€222750.94€596.59€154.34€52,320.14€223750.94€598.33€152.60€51,721.81€224750.94€600.08€150.86€51,121.73€225750.94€601.83€149.11€50,519.90€226750.94€603.59€147.35€49,916.31€227750.94€605.35€145.59€49,310.97€228750.94€607.11€143.82€48,703.85€229750.94€608.88€142.05€48,094.97€230750.94€610.66€140.28€47,484.31€231750.94€612.44€138.50€46,871.87€232750.94€614.23€136.71€46,257.65€233750.94€616.02€134.92€45,641.63€234750.94€617.81€133.12€45,023.82€235750.94€619.62€131.32€44,404.20€236750.94€621.42€129.51€43,782.78€237750.94€623.24€127.70€43,159.54€238750.94€625.05€125.88€42,534.49€239750.94€626.88€124.06€41,907.61€240750.94€628.70€122.23€41,278.91€241750.94€630.54€120.40€40,648.37€242750.94€632.38€118.56€40,015.99€243750.94€634.22€116.71€39,381.77€244750.94€636.07€114.86€38,745.70€245750.94€637.93€113.01€38,107.77€246750.94€639.79€111.15€37,467.98€247750.94€641.65€109.28€36,826.33€248750.94€643.53€107.41€36,182.80€249750.94€645.40€105.53€35,537.40€250750.94€647.28€103.65€34,890.12€251750.94€649.17€101.76€34,240.94€252750.94€651.07€99.87€33,589.88€253750.94€652.96€97.97€32,936.91€254750.94€654.87€96.07€32,282.04€255750.94€656.78€94.16€31,625.26€256750.94€658.69€92.24€30,966.57€257750.94€660.62€90.32€30,305.95€258750.94€662.54€88.39€29,643.41€259750.94€664.48€86.46€28,978.94€260750.94€666.41€84.52€28,312.52€261750.94€668.36€82.58€27,644.16€262750.94€670.31€80.63€26,973.86€263750.94€672.26€78.67€26,301.60€264750.94€674.22€76.71€25,627.37€265750.94€676.19€74.75€24,951.19€266750.94€678.16€72.77€24,273.02€267750.94€680.14€70.80€23,592.89€268750.94€682.12€68.81€22,910.76€269750.94€684.11€66.82€22,226.65€270750.94€686.11€64.83€21,540.54€271750.94€688.11€62.83€20,852.43€272750.94€690.12€60.82€20,162.32€273750.94€692.13€58.81€19,470.19€274750.94€694.15€56.79€18,776.04€275750.94€696.17€54.76€18,079.87€276750.94€698.20€52.73€17,381.67€277750.94€700.24€50.70€16,681.43€278750.94€702.28€48.65€15,979.15€279750.94€704.33€46.61€15,274.82€280750.94€706.38€44.55€14,568.43€281750.94€708.44€42.49€13,859.99€282750.94€710.51€40.42€13,149.48€283750.94€712.58€38.35€12,436.90€284750.94€714.66€36.27€11,722.24€285750.94€716.75€34.19€11,005.49€286750.94€718.84€32.10€10,286.65€287750.94€720.93€30.00€9,565.72€288750.94€723.04€27.90€8,842.69€289750.94€725.14€25.79€8,117.54€290750.94€727.26€23.68€7,390.28€291750.94€729.38€21.55€6,660.90€292750.94€731.51€19.43€5,929.40€293750.94€733.64€17.29€5,195.75€294750.94€735.78€15.15€4,459.97€295750.94€737.93€13.01€3,722.05€296750.94€740.08€10.86€2,981.97€297750.94€742.24€8.70€2,239.73€298750.94€744.40€6.53€1,495.33€299750.94€746.57€4.36€748.75€300750.94€748.75€2.18€0.00€