Texto e documentos
Codificador/DescodificadorURL, Base64, HTML
Conversor de textocamelCase, snake_case...
Diff de textoCompara dois textos
LaTeXPré-visualiza fórmulas matemáticas
MarkdownPré-visualização em tempo real
MermaidDiagramas como código
DiagramasEditor visual estilo Visio, importa Mermaid
Escape de stringsJS, JSON, SQL, Regex, HTML, URL
Unicode / ASCIIInformação de caracteres
Números e cálculo
CalculadoraExpressões matemáticas + LaTeX
Conversor de basesBase 2 a 64
Sistema de unidadesbits, bytes, SI, IEC
Sub-rede / CIDRCalculadora de rede
Timestamp e datasUnix, fusos horários, formatos
Calculadora de datasDias entre datas, idade exata, dia da semana
Dados e formatos
Conversor de formatosJSON, YAML, Properties, ENV, CSV
Formatador JSONFormata e valida JSON
Testador de RegexExpressões regulares
Diff JSONCompara dois JSON estruturalmente
Formatador de códigoSQL, CSS, HTML, JavaScript
DB StudioBase de dados Postgres visual no navegador
SQL LabValida, executa e otimiza SQL com Postgres real
Visualizador de ficheiros gigantesAbrir CSV/logs enormes sem os carregar
ETL visual em fluxoTransformar dados encadeando nós
Segurança
Anonimizador de textoOculta PII e segredos (reversível)
Inspetor JWTDescodifica tokens JWT
Fluxos de autenticaçãoBasic, JWT e OAuth2 passo a passo
Gerador de hashesSHA-256, SHA-384, SHA-512
GeradoresPalavras-passe e UUIDs
Desenvolvimento e DevOps
CronGerador e validador
Docker → ComposeConverte docker run para Compose
Skaffold multi-configGrafo de dependências e validação de requires
Linux: permissões e utilizadoreschmod, chown, useradd e grupos
URLAnalisa e constrói URLs
Dados aleatóriosNomes, emails, IPs, UUIDs...
EletrónicaOhm, resistências em série/paralelo
Portas lógicasSimulador de portas AND, OR, NOT e mais
Simulador cuánticoQubits, puertas, superposición y entrelazamiento
HammingDeteção de erros
Config Nginx/Apache SPAGera configuração para servir uma SPA
SemverIntervalos de versões semânticas
CORS ExplainerAnalisa os headers CORS do teu servidor
Cert inspectorAnalisa certificados X.509 em PEM
Rate LimiterSimula Token Bucket e Fixed Window
Simulador de assemblyISA MIPS-simplificada · passo a passo · registos e memória
Forja de ContextoEmpacota e blinda o teu projeto para IA
Inteligência Artificial
Custos LLMSimula o gasto mensal
Construtor de promptsSystem prompt para agentes de IA
EmbeddingsSemelhança, mapa 2D e RAG
IA localChat, resumo, tradução e sentimento no navegador
TokenizadorVisualiza tokens, compara modelos, estima custos
Probabilidade para IADistribuições, softmax, Bayes e entropia
Descida de gradienteSGD, Momentum, RMSProp, Adam
Rede neuronalTreina um MLP e vê a fronteira formar-se
Mini-LLMTreina um modelo de linguagem com o teu texto
Redutor de dimensionalidadePCA, t-SNE e UMAP ao vivo
Matriz de confusão & ROCLimiar, precisão/recall, ROC/AUC, PR
Clustering (k-means, DBSCAN)Descobre grupos sem etiquetas
Visualizador de atençãoPara o que olha cada palavra num transformer
Convolução e filtros CNNFiltros de imagem e mapas de características
Árvore de decisãoRegiões de decisão + a árvore
Fourier & convoluçãoEspetro FFT e filtros de sinal
DifusãoO ruído por trás do Stable Diffusion
Regressão e MLEMínimos quadrados, overfitting, ridge
Cadeias de MarkovEstados, distribuição estacionária e texto
Teste de hipótesesvalores-p, t-test, χ², ANOVA e potência
OCR — Imagem para textoExtrai texto de imagens, 100% local
Finanças
InflaçãoErosão do valor do dinheiro ano após ano
Juros compostosCapital + contribuições + juros compostos
Crédito habitação / empréstimoPrestação mensal e tabela de amortização francesa
Dividir despesasQuem deve a quem e quanto
Saúde & Bem-estar
SaúdeIMC, peso ideal, TMB e ciclos de sono
Produtividade
PomodoroTécnica de trabalho em blocos de tempo
CronómetroCom voltas, etapas e histórico
Jogos & Entretenimento
DadosMesas de dados numéricos e simbólicos
MarcadorPontos por jogador com cronómetro de jogo
Sorteio / roletaEscolhe um elemento aleatório de uma lista
Gerador de nomesNomes reais, fantásticos, sci-fi, nórdicos
Multimédia e design
Cor HEX/RGB/HSLConversor de cores
Código QRGera códigos QR
ImagensRedimensionar, converter, Base64
Ferramentas PDFJuntar, extrair, marca de água
GráficosVisualiza dados com gráficos
Contraste WCAGRácio de contraste WCAG AA/AAA
Empresa
Custo de reuniõesQuanto custa realmente cada reunião?
SLA / UptimePercentagem de disponibilidade ↔ tempo de indisponibilidade
Break-evenPonto de equilíbrio entre custos e receitas
Burn rate / RunwayQuanto tempo te resta de caixa?
Teste A/BSignificância estatística de experiências
DORA MetricsClassifica a tua equipa segundo métricas DevOps
UTM BuilderConstrói e descodifica URLs com parâmetros UTM
Guia de utilização
Utilização básica

Calcula a prestação mensal de um crédito à habitação ou empréstimo a partir do capital, da taxa de juro anual e do prazo em anos. Os três campos são recalculados automaticamente à medida que escreves.

Amortização francesa

Usa o sistema de amortização francesa com prestação fixa: nos primeiros anos a maior parte da prestação são juros e no final é capital.

Tabela e gráfico

Consulta a tabela e o gráfico para veres a evolução mês a mês: prestação, capital amortizado, juros pagos e saldo em dívida.

Crédito habitação / empréstimoPrestação mensal e tabela de amortização francesa
Calculadora de crédito habitaçãoAmortização francesa com prestação mensal fixa
Montante do empréstimo
Taxa anual nominal
Duração do empréstimo (máx. 50)
Prestação mensal750,94€
Capital150.000,00€
Total pago225.280,61€
Total de juros75.280,61€
MêsPrestaçãoCapitalJurosSaldo em dívida1750,94€313,44€437,50€149.686,56€2750,94€314,35€436,59€149.372,22€3750,94€315,27€435,67€149.056,95€4750,94€316,19€434,75€148.740,76€5750,94€317,11€433,83€148.423,65€6750,94€318,03€432,90€148.105,62€7750,94€318,96€431,97€147.786,66€8750,94€319,89€431,04€147.466,77€9750,94€320,82€430,11€147.145,95€10750,94€321,76€429,18€146.824,19€11750,94€322,70€428,24€146.501,49€12750,94€323,64€427,30€146.177,85€13750,94€324,58€426,35€145.853,27€14750,94€325,53€425,41€145.527,74€15750,94€326,48€424,46€145.201,26€16750,94€327,43€423,50€144.873,82€17750,94€328,39€422,55€144.545,44€18750,94€329,34€421,59€144.216,09€19750,94€330,31€420,63€143.885,79€20750,94€331,27€419,67€143.554,52€21750,94€332,23€418,70€143.222,29€22750,94€333,20€417,73€142.889,08€23750,94€334,18€416,76€142.554,91€24750,94€335,15€415,79€142.219,76€25750,94€336,13€414,81€141.883,63€26750,94€337,11€413,83€141.546,52€27750,94€338,09€412,84€141.208,43€28750,94€339,08€411,86€140.869,35€29750,94€340,07€410,87€140.529,28€30750,94€341,06€409,88€140.188,23€31750,94€342,05€408,88€139.846,17€32750,94€343,05€407,88€139.503,12€33750,94€344,05€406,88€139.159,07€34750,94€345,05€405,88€138.814,02€35750,94€346,06€404,87€138.467,96€36750,94€347,07€403,86€138.120,89€37750,94€348,08€402,85€137.772,80€38750,94€349,10€401,84€137.423,70€39750,94€350,12€400,82€137.073,59€40750,94€351,14€399,80€136.722,45€41750,94€352,16€398,77€136.370,29€42750,94€353,19€397,75€136.017,10€43750,94€354,22€396,72€135.662,88€44750,94€355,25€395,68€135.307,63€45750,94€356,29€394,65€134.951,34€46750,94€357,33€393,61€134.594,01€47750,94€358,37€392,57€134.235,64€48750,94€359,41€391,52€133.876,23€49750,94€360,46€390,47€133.515,77€50750,94€361,51€389,42€133.154,25€51750,94€362,57€388,37€132.791,68€52750,94€363,63€387,31€132.428,06€53750,94€364,69€386,25€132.063,37€54750,94€365,75€385,18€131.697,62€55750,94€366,82€384,12€131.330,80€56750,94€367,89€383,05€130.962,92€57750,94€368,96€381,98€130.593,96€58750,94€370,04€380,90€130.223,92€59750,94€371,12€379,82€129.852,80€60750,94€372,20€378,74€129.480,61€61750,94€373,28€377,65€129.107,32€62750,94€374,37€376,56€128.732,95€63750,94€375,46€375,47€128.357,49€64750,94€376,56€374,38€127.980,93€65750,94€377,66€373,28€127.603,27€66750,94€378,76€372,18€127.224,51€67750,94€379,86€371,07€126.844,65€68750,94€380,97€369,96€126.463,67€69750,94€382,08€368,85€126.081,59€70750,94€383,20€367,74€125.698,39€71750,94€384,32€366,62€125.314,08€72750,94€385,44€365,50€124.928,64€73750,94€386,56€364,38€124.542,08€74750,94€387,69€363,25€124.154,39€75750,94€388,82€362,12€123.765,58€76750,94€389,95€360,98€123.375,62€77750,94€391,09€359,85€122.984,53€78750,94€392,23€358,70€122.592,30€79750,94€393,37€357,56€122.198,93€80750,94€394,52€356,41€121.804,41€81750,94€395,67€355,26€121.408,73€82750,94€396,83€354,11€121.011,91€83750,94€397,98€352,95€120.613,92€84750,94€399,14€351,79€120.214,78€85750,94€400,31€350,63€119.814,47€86750,94€401,48€349,46€119.412,99€87750,94€402,65€348,29€119.010,35€88750,94€403,82€347,11€118.606,52€89750,94€405,00€345,94€118.201,53€90750,94€406,18€344,75€117.795,34€91750,94€407,37€343,57€117.387,98€92750,94€408,55€342,38€116.979,42€93750,94€409,75€341,19€116.569,68€94750,94€410,94€339,99€116.158,74€95750,94€412,14€338,80€115.746,60€96750,94€413,34€337,59€115.333,26€97750,94€414,55€336,39€114.918,71€98750,94€415,76€335,18€114.502,96€99750,94€416,97€333,97€114.085,99€100750,94€418,18€332,75€113.667,80€101750,94€419,40€331,53€113.248,40€102750,94€420,63€330,31€112.827,77€103750,94€421,85€329,08€112.405,92€104750,94€423,08€327,85€111.982,83€105750,94€424,32€326,62€111.558,51€106750,94€425,56€325,38€111.132,96€107750,94€426,80€324,14€110.706,16€108750,94€428,04€322,89€110.278,12€109750,94€429,29€321,64€109.848,83€110750,94€430,54€320,39€109.418,28€111750,94€431,80€319,14€108.986,48€112750,94€433,06€317,88€108.553,43€113750,94€434,32€316,61€108.119,11€114750,94€435,59€315,35€107.683,52€115750,94€436,86€314,08€107.246,66€116750,94€438,13€312,80€106.808,53€117750,94€439,41€311,52€106.369,12€118750,94€440,69€310,24€105.928,42€119750,94€441,98€308,96€105.486,45€120750,94€443,27€307,67€105.043,18€121750,94€444,56€306,38€104.598,62€122750,94€445,86€305,08€104.152,76€123750,94€447,16€303,78€103.705,61€124750,94€448,46€302,47€103.257,15€125750,94€449,77€301,17€102.807,38€126750,94€451,08€299,85€102.356,30€127750,94€452,40€298,54€101.903,90€128750,94€453,72€297,22€101.450,19€129750,94€455,04€295,90€100.995,15€130750,94€456,37€294,57€100.538,78€131750,94€457,70€293,24€100.081,08€132750,94€459,03€291,90€99.622,05€133750,94€460,37€290,56€99.161,68€134750,94€461,71€289,22€98.699,97€135750,94€463,06€287,87€98.236,91€136750,94€464,41€286,52€97.772,50€137750,94€465,77€285,17€97.306,73€138750,94€467,12€283,81€96.839,61€139750,94€468,49€282,45€96.371,12€140750,94€469,85€281,08€95.901,27€141750,94€471,22€279,71€95.430,04€142750,94€472,60€278,34€94.957,45€143750,94€473,98€276,96€94.483,47€144750,94€475,36€275,58€94.008,11€145750,94€476,75€274,19€93.531,37€146750,94€478,14€272,80€93.053,23€147750,94€479,53€271,41€92.573,70€148750,94€480,93€270,01€92.092,77€149750,94€482,33€268,60€91.610,44€150750,94€483,74€267,20€91.126,70€151750,94€485,15€265,79€90.641,55€152750,94€486,56€264,37€90.154,99€153750,94€487,98€262,95€89.667,01€154750,94€489,41€261,53€89.177,60€155750,94€490,83€260,10€88.686,76€156750,94€492,27€258,67€88.194,50€157750,94€493,70€257,23€87.700,80€158750,94€495,14€255,79€87.205,66€159750,94€496,59€254,35€86.709,07€160750,94€498,03€252,90€86.211,04€161750,94€499,49€251,45€85.711,55€162750,94€500,94€249,99€85.210,61€163750,94€502,40€248,53€84.708,20€164750,94€503,87€247,07€84.204,33€165750,94€505,34€245,60€83.698,99€166750,94€506,81€244,12€83.192,18€167750,94€508,29€242,64€82.683,89€168750,94€509,77€241,16€82.174,11€169750,94€511,26€239,67€81.662,85€170750,94€512,75€238,18€81.150,10€171750,94€514,25€236,69€80.635,85€172750,94€515,75€235,19€80.120,11€173750,94€517,25€233,68€79.602,85€174750,94€518,76€232,17€79.084,09€175750,94€520,27€230,66€78.563,82€176750,94€521,79€229,14€78.042,03€177750,94€523,31€227,62€77.518,72€178750,94€524,84€226,10€76.993,88€179750,94€526,37€224,57€76.467,51€180750,94€527,91€223,03€75.939,60€181750,94€529,44€221,49€75.410,16€182750,94€530,99€219,95€74.879,17€183750,94€532,54€218,40€74.346,63€184750,94€534,09€216,84€73.812,54€185750,94€535,65€215,29€73.276,89€186750,94€537,21€213,72€72.739,68€187750,94€538,78€212,16€72.200,90€188750,94€540,35€210,59€71.660,55€189750,94€541,93€209,01€71.118,63€190750,94€543,51€207,43€70.575,12€191750,94€545,09€205,84€70.030,03€192750,94€546,68€204,25€69.483,35€193750,94€548,28€202,66€68.935,07€194750,94€549,87€201,06€68.385,20€195750,94€551,48€199,46€67.833,72€196750,94€553,09€197,85€67.280,63€197750,94€554,70€196,24€66.725,93€198750,94€556,32€194,62€66.169,62€199750,94€557,94€192,99€65.611,67€200750,94€559,57€191,37€65.052,11€201750,94€561,20€189,74€64.490,91€202750,94€562,84€188,10€63.928,07€203750,94€564,48€186,46€63.363,59€204750,94€566,12€184,81€62.797,47€205750,94€567,78€183,16€62.229,69€206750,94€569,43€181,50€61.660,26€207750,94€571,09€179,84€61.089,17€208750,94€572,76€178,18€60.516,41€209750,94€574,43€176,51€59.941,98€210750,94€576,10€174,83€59.365,87€211750,94€577,78€173,15€58.788,09€212750,94€579,47€171,47€58.208,62€213750,94€581,16€169,78€57.627,46€214750,94€582,86€168,08€57.044,60€215750,94€584,56€166,38€56.460,05€216750,94€586,26€164,68€55.873,79€217750,94€587,97€162,97€55.285,82€218750,94€589,69€161,25€54.696,13€219750,94€591,40€159,53€54.104,73€220750,94€593,13€157,81€53.511,60€221750,94€594,86€156,08€52.916,74€222750,94€596,59€154,34€52.320,14€223750,94€598,33€152,60€51.721,81€224750,94€600,08€150,86€51.121,73€225750,94€601,83€149,11€50.519,90€226750,94€603,59€147,35€49.916,31€227750,94€605,35€145,59€49.310,97€228750,94€607,11€143,82€48.703,85€229750,94€608,88€142,05€48.094,97€230750,94€610,66€140,28€47.484,31€231750,94€612,44€138,50€46.871,87€232750,94€614,23€136,71€46.257,65€233750,94€616,02€134,92€45.641,63€234750,94€617,81€133,12€45.023,82€235750,94€619,62€131,32€44.404,20€236750,94€621,42€129,51€43.782,78€237750,94€623,24€127,70€43.159,54€238750,94€625,05€125,88€42.534,49€239750,94€626,88€124,06€41.907,61€240750,94€628,70€122,23€41.278,91€241750,94€630,54€120,40€40.648,37€242750,94€632,38€118,56€40.015,99€243750,94€634,22€116,71€39.381,77€244750,94€636,07€114,86€38.745,70€245750,94€637,93€113,01€38.107,77€246750,94€639,79€111,15€37.467,98€247750,94€641,65€109,28€36.826,33€248750,94€643,53€107,41€36.182,80€249750,94€645,40€105,53€35.537,40€250750,94€647,28€103,65€34.890,12€251750,94€649,17€101,76€34.240,94€252750,94€651,07€99,87€33.589,88€253750,94€652,96€97,97€32.936,91€254750,94€654,87€96,07€32.282,04€255750,94€656,78€94,16€31.625,26€256750,94€658,69€92,24€30.966,57€257750,94€660,62€90,32€30.305,95€258750,94€662,54€88,39€29.643,41€259750,94€664,48€86,46€28.978,94€260750,94€666,41€84,52€28.312,52€261750,94€668,36€82,58€27.644,16€262750,94€670,31€80,63€26.973,86€263750,94€672,26€78,67€26.301,60€264750,94€674,22€76,71€25.627,37€265750,94€676,19€74,75€24.951,19€266750,94€678,16€72,77€24.273,02€267750,94€680,14€70,80€23.592,89€268750,94€682,12€68,81€22.910,76€269750,94€684,11€66,82€22.226,65€270750,94€686,11€64,83€21.540,54€271750,94€688,11€62,83€20.852,43€272750,94€690,12€60,82€20.162,32€273750,94€692,13€58,81€19.470,19€274750,94€694,15€56,79€18.776,04€275750,94€696,17€54,76€18.079,87€276750,94€698,20€52,73€17.381,67€277750,94€700,24€50,70€16.681,43€278750,94€702,28€48,65€15.979,15€279750,94€704,33€46,61€15.274,82€280750,94€706,38€44,55€14.568,43€281750,94€708,44€42,49€13.859,99€282750,94€710,51€40,42€13.149,48€283750,94€712,58€38,35€12.436,90€284750,94€714,66€36,27€11.722,24€285750,94€716,75€34,19€11.005,49€286750,94€718,84€32,10€10.286,65€287750,94€720,93€30,00€9.565,72€288750,94€723,04€27,90€8.842,69€289750,94€725,14€25,79€8.117,54€290750,94€727,26€23,68€7.390,28€291750,94€729,38€21,55€6.660,90€292750,94€731,51€19,43€5.929,40€293750,94€733,64€17,29€5.195,75€294750,94€735,78€15,15€4.459,97€295750,94€737,93€13,01€3.722,05€296750,94€740,08€10,86€2.981,97€297750,94€742,24€8,70€2.239,73€298750,94€744,40€6,53€1.495,33€299750,94€746,57€4,36€748,75€300750,94€748,75€2,18€0,00€